Payday Loans in Georgia

For Georgia residents who are looking for fast cash to help cover medical expenses, home and car repairs, pay down expensive debt, or any other expense, unfortunately, your options can be a little limited. Luckily, Kashable is here to assist you with a wide array of installment and personal loan options with personalizable terms and only a 5 minute application!

Georgia law prohibits payday lenders to give loans to residents because the state government has declared that payday loans are too predatory in nature. But, there are some alternatives to payday loans with similar speed and better terms for you. Most notably, common alternatives are installment loans and personal loans and Kashable has your back for both.

How the application works with Kashable is that you need to create an online account, verify your employer, and apply for a loan online. You can get your cash in bank account within only 3 business days, and then the repayments come straight out of your paycheck. You do not have to worry about calling in or going online to pay, or forgetting to make a payment and getting charged a late fee again. Your employer handles all of that for you. 

There are some requirements to take a loan through Kashable. Firstly, and most notably, you have to work for an employer that has partnered with Kashable. Your employment must be verified by your employer as well. Also, while Kashable does not list their credit score and income requirements online, it is safe to assume there is a minimum for both. 

To fill out the application, you only need to enter your:

• Full name
• Email address
• Employer name
• Employee ID number
• Bank account info for deposit
• A copy of your paystub

The whole application process only takes 5-10 minutes to complete and, in most cases, you can get a decision within minutes.

These charts show a breakdown of the different types of payday, installment, and personal loans that are available to you in Georgia:

The Must Know About Loans in Georgia

Conclusion

As you can see here, Kashable has an abundance of flexible and affordable options to help you get cash in your account fast. With low interest rates, low minimums, and flexible repayment terms, Kashable is the best way to get money to cover every unforeseen expense that life throws your way.

FAQ

Are payday loans available in Georgia? 

No, payday loans are not available in Georgia as they are illegal by state law.

How much can you get on a payday loan in Georgia? 

You can not get a payday loan in Georgia.

Why are payday loans illegal in GA? 

The state of Georgia’s stance on payday lending has not changed for decades. Per Georgia law, payday loans are illegal due to their high interest rates and predatory nature specifically toward borrowers with low income and/or bad credit.

Is Kashable available in Georgia?

Yes, Kashable is available to Georgia residents!

Cash advance in GA by city